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Government Schemes & Economic Policies

Delhi Police Exams - GK Section

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1️⃣ Introduction

India’s development journey has been shaped by government policies, reforms, and flagship schemes. From LPG reforms of 1991 to Digital India and Atmanirbhar Bharat, the focus has been on inclusive growth, employment, innovation, and self-reliance.

Memory Trick: Reforms modernize; Schemes humanize.

A. Major Government Schemes for Development

India's major government schemes drive poverty reduction, job creation, citizen empowerment, and economic growth.

Pradhan Mantri Kisan Samman Nidhi Launched 2019
Ministry: Agriculture
Objective: ₹6,000/year (3 installments) for small & marginal farmers.
Memory tip: "6K for Kisan"
Pradhan Mantri Awas Yojana (PMAY) Launched 2015
Objective: "Housing for All by 2024"
Feature: Urban & Rural, subsidized loans, CLSS benefit.
Jal Jeevan Mission Launched 2019
Ministry: Jal Shakti
Aim: Tap water to every rural household by 2024.
Pradhan Mantri Jan Dhan Yojana (PMJDY) Launched 2014
Aim: Financial inclusion—zero-balance accounts, RuPay card, insurance.
Memory tip: "Jan Dhan – Every Jan, One Dhan"
Pradhan Mantri Garib Kalyan Yojana
Purpose: Economic relief to poor households (DBT), especially during crises.
Deen Dayal Upadhyaya Grameen Kaushalya Yojana (DDU-GKY)
Objective: Skill training for rural youth (15–35 years) for better employment opportunities.
Make in India Launched 2014
Objective: Boost manufacturing, attract FDI, create jobs.
Slogan: "Zero Defect, Zero Effect"

B. Economic Reforms – LPG (1991)

Introduced: 1991 | Lead: PM P.V. Narasimha Rao, FM Dr. Manmohan Singh.
Triggered by a major balance of payment crisis.

Reform Focus Result
Liberalization Freeing economy from control Increased competition
Privatization Selling PSUs to private Efficiency boost
Globalization Integrating world economy FDI inflows rise
Liberalization: Less control, more freedom.
Trick: Liberalization = Less control, more freedom.
Privatization: Private hands, public progress.
Globalization: Go beyond borders.
Impact: Boosted FDI inflow, increased exports, promoted competition, reduced government control.

C. Economic Survey and Union Budget Highlights

Economic Survey

Prepared By Presented Before Purpose
Chief Economic Adviser (CEA) Union Budget Review past year’s economy

Trick: Survey checks; Budget acts.

Union Budget

Presented By Month Focus (2025)
Finance Minister February Infrastructure, Green Energy, Employ -
ment, Startups

D. Atmanirbhar Bharat Mission (Self-Reliant India Mission)

Launched: 2020
Objective: Make India self-reliant and competitive post-COVID.

Pillar Description
Economy Quantum jump, not incremental
Infrastructure Modern India vision
System Reforms-driven governance
Vibrant Demography India’s strength
Demand Boost domestic consumption
Trick: 5 EID Pillars → Economy, Infra, Demography, Demand.
Key Initiatives: Vocal for Local, PLI Scheme, MSMEs, Agri Reforms, Solar & Defense push.

E. Skill India, Startup India, Digital India

Skill India Mission
  • Launched: 2015
  • Train 40 crore by 2025
  • Agency: NSDC
Trick: Skill India = Skill, Scale, Speed.
Startup India
  • Launched: 2016
  • Encourage innovation & entrepreneurship
  • Tax exemptions, funding support, easy registration
  • Agency: DPIIT
Trick: Startup India → Standup India.
Digital India
  • Launched: 2015
  • Transform India digitally
  • Broadband, e-Governance
  • UPI, BHIM, online empowerment
Trick: Digital India = Power to Empower.

F. PYQs (Delhi Police, SSC & State Exams)

1

LPG reforms in India were introduced in —

A) 1985 B) 1991 C) 1999 D) 2004

PYQ No.1

Show Answer

B) 1991

2

Who was the Finance Minister during the 1991 economic reforms?

A) Yashwant Sinha B) Dr. Manmohan Singh C) P. Chidambaram D) Arun Jaitley

PYQ No.2

Show Answer

B) Dr. Manmohan Singh

3

The slogan “Vocal for Local” is associated with —

A) Make in India B) Digital India C) Atmanirbhar Bharat D) Skill India

PYQ No.3

Show Answer

C) Atmanirbhar Bharat

4

Which of the following aims at promoting financial inclusion?

A) PM-KISAN B) PMJDY C) PMAY D) PMGSY

PYQ No.4

Show Answer

B) PMJDY

5

The main objective of the Startup India scheme is —

A) Promote large-scale industries B) Encourage entrepreneurship C) Support agriculture only D) Reduce exports

PYQ No.5

Show Answer

B) Encourage entrepreneurship

6

The slogan “Zero Defect, Zero Effect” is related to —

A) Skill India B) Make in India C) Digital India D) Startup India

PYQ No.6

Show Answer

B) Make in India

7

Who prepares the Economic Survey of India?

A) RBI B) NITI Aayog C) Ministry of Finance D) Ministry of Commerce

PYQ No.7

Show Answer

C) Ministry of Finance

8

Which mission aims to provide tap water to every rural household?

A) Jal Jeevan Mission B) Swachh Bharat Mission C) AMRUT D) Ujjwala Yojana

PYQ No.8

Show Answer

A) Jal Jeevan Mission

9

The main objective of Digital India is —

A) Industrial growth B) Rural connectivity C) Digital empowerment D) Women safety

PYQ No.9

Show Answer

C) Digital empowerment

10

Which of the following is a key feature of Liberalization?

A) Nationalization B) Increased government control C) De-licensing of industries D) Restriction on FDI

PYQ No.10

Show Answer

C) De-licensing of industries

G. Quick Comparison Tables

LPG Reforms at a Glance

Reform Focus Result
Liberalization Freeing economy from control Increased competition
Privatization Selling PSUs to private Efficiency boost
Globalization Integrating world economy FDI inflows rise

Key Flagship Schemes Summary

Scheme Year Objective
PM-KISAN 2019 ₹6,000 to farmers
PMJDY 2014 Financial inclusion
PMAY 2015 Housing for All
Skill India 2015 Job-oriented training
Startup India 2016 Promote innovation
Digital India 2015 Online empowerment
Atmanirbhar Bharat 2020 Self-reliant India

H. Final Concept Recap

  • PMJDY → Financial inclusion
  • LPG Reforms (1991) → Economic freedom
  • Atmanirbhar Bharat → Self-reliance & PLI schemes
  • Digital India → E-Governance revolution
  • Startup India → Job creation through innovation
  • Skill India → Empower youth with skills
One-Line Memory: Schemes empower people, Reforms empower economy.
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